From the onboarding stage, every SwissFx client has a dedicated relationship manager who understands the business and provides support tailored to its FX and payment operations

Poland is part of the EU but still uses the Polish złoty. For Swiss businesses, choosing between PLN, EUR and CHF changes where currency conversion happens, how payments move and who carries the FX exposure.

Supplier credit, reverse factoring and factoring can all support working capital, but they act at different points in the cash cycle. Understanding what is being financed makes the options easier to compare.

Rachael Camp, co-founder of SwissFx, explains why accessibility, continuity and problem-solving are essential to meeting clients’ needs from day one of their relationship with an FX and international payments provider.

When an overseas supplier needs to be paid before the purchase generates revenue, the timing gap can put pressure on cash flow, especially when traditional credit facilities do not support the supplier’s currency or payment requirements.

Swiss businesses trading with Brazil need to decide which currency to use, how funds will move and where conversion will take place. These choices affect the final amount paid or received and the resulting FX exposure.

A rare joint operation pulled USD/JPY back from four-decade extremes. Here is what happened and what Swiss businesses should monitor.

The rate shown online is often a reference, not the rate a business receives. FX margins, conversion fees and payment charges can all change the final amount debited or received.

An existing loan can still be hedged when future repayments create a sufficiently certain currency exposure.

An international account should match the currencies, payment routes and finance processes your business actually uses or needs. This checklist covers the key questions before opening or changing an account.

Understanding the payment journey helps finance teams anticipate timing, fees and the amount ultimately credited to the beneficiary.

The supplier price is only one part of an import transaction. Customs treatment, transport, Incoterms, payment timing and exchange-rate movements can all change the final CHF cost and the cash flow required before the goods generate revenue.

Receiving revenue in a local currency is only the first step. Collection routes, convertibility, liquidity and local requirements determine how and when funds can reach the company's treasury.

For Swiss importers, the invoice currency, conversion rail and payment method can all affect the final CHF cost. This guide explains how to compare USD, CNY and CNH and organise recurring or future supplier payments.

Rachael Camp explains how branding, research, platform setup and early networking turned an initial idea into a working financial company.

Five task forces are reviewing how the Fed communicates, uses data and manages monetary policy. The review could reshape the expectations that move the dollar.

A practical guide for Swiss companies to organise international salary and contractor payments, reduce manual work and improve visibility over currencies, fees and payment timing.

Exchange-rate movements can change the final cost of an emerging market transaction between the date it is agreed and the date it is settled.

Rachael Camp, co-founder of SwissFx, explains why trust in financial services is not only a message on a website. It is built through regulation, documentation, compliance, responsibility and patience before clients are ever onboarded.

SwissFx took part in the Swiss FinTech Association event in Geneva on 24 June. Here are the main business takeaways on modern payments, customer expectations and operational complexity after checkout.

For many Swiss companies, FX risk is not a trading issue. It is a margin and budgeting issue created by the gap between agreeing a price and settling the payment.