What supplier payment credit means 

At SwissFx, business lending refers to a form of supplier payment credit. 

It is designed for situations where a business needs to pay a supplier before receiving funds from its own customers. Rather than using existing liquidity, an approved credit line can be used to settle the supplier invoice, with repayment taking place at a later agreed date. 

This service is offered in collaboration with a regulated lending partner and is subject to eligibility and credit assessment. 

How supplier payment credit works 

Business lending follows a defined process: 

1. A supplier invoice is submitted for financing 

2. If approved, the lending partner pays the supplier directly 

3. The financed amount is repaid by your business according to the agreed repayment terms 

Repayment periods may extend up to 150 days, depending on the specific arrangement. 

Each transaction is reviewed individually and must meet documentation and compliance requirements. 

Important to know 

Business lending is not a general-purpose loan. It is structured specifically to finance supplier invoices that meet agreed criteria and documentation standards. 

Access depends on eligibility, financial assessment and regulatory checks. Your Relationship Manager can explain the requirements and confirm whether this service is available to your business.